O my God!  I am heartily sorry for having offended Thee, and detest all my sins, because I dread the loss of heaven and the pains of hell; but most of all because they offend Thee, my God, who art all-good and deserving of all my love.  I firmly resolve, with the help of Thy grace, to confess my sins, to do penance, and to amend my life.  Amen.